Before anything can be managed it must be understood. The more complex the subject, the more study it requires. Portfolio management is a multi-level task requiring a myriad of experiences and a wealth of knowledge to be fully understood and successful. Atlantis Financial has this experience and our asset managers posses the required knowledge to help portfolio growth.
By allowing Atlantis Financial to develop and implement a holistic plan for the intelligent management of your asset portfolio you will be setting the stage for wealth accumulation and the realization of your long-term goals of financial independence and a carefree retirement.
Through a policy of consultation and application Atlantis Financial will develop and strategize a portfolio that is appropriate for you. By applying all the necessary checks and balances for determining risk we are able to prevent undue losses, reap profits and mitigate tax liabilities. We do all of this for our mutual benefit and return because we wish to be your partner for investments for years to come.
Intelligent Portfolio Construction
Portfolio Construction is based on intelligently investing in an array of funds that perform together to create a multi-faceted investment solution for investors. Atlantis Financial prides itself on its consistent success when managing clients’ assets for wealth accumulation and long-term generational goals. By getting to know our clients on a personal basis, what their past investment history is and where they want to be 5, 10 or 25 years from now we can better frame their objects, risk tolerance and tax mitigation.
Many factors decide what the most advantageous allocation of assets will be in each client’s portfolio. Further, building a portfolio involves understanding the way various types of investments work. By consulting with experienced professionals investors are getting off on the right foot. By analyzing all of the criterion and research data, establishing unambiguous goals and implementing accompanying strategy investors can assure themselves greater levels of success.
Atlantis Financial chief considerations take account of:
Subjective Determinants
- Past Experiences: A client’s previous investment history is crucial to properly planning any portfolio. Previous levels of risk exposure, and comfort levels, and their relationship to capital market returns, must be accounted for. Portfolios should be designed to reflect this level of comfort and each client's long-term objectives.
- Legacy Desires: A generational legacy is a big consideration for many investors. Being able to not only accumulate wealth, but to pass it on to one’s children, grandchildren and/or charitable organizations is a big concern. Atlantis Financial carefully structures portfolios focused on estate and tax strategies to facilitate wealth transition to achieve these objectives.
- Family Issues: Children, grandchildren and other family related issues must also be considered not only on each client's wealth transfer planning but also on how their capital is to be managed in the future. This is the critical starting point.
Quantitative Determinants
- Income and Liquidity Needs: Being able to budget for future daily and long-term needs, and knowing how much liquidity a client will need to be comfortable is important, too. Anticipated yearly living expenses and one time liquidity needs, such as the purchase of a second home, must be taken into account when planning.
- Volatility Sensitivity: Given the high volatility experienced in the equity and bond markets, Atlantis Financial cannot stress enough the importance of familiarity with capital market return expectations and associated risk. Examples of potential market volatility are reviewed to determine each client’s levels of sensitivity.
- Financial Independence: Atlantis Financial develops portfolio strategies to maximize the probability of achieving each client's capital accumulation objectives on an inflation-adjusted basis. We evaluate best and worst-case scenarios using capital market return, tax and living expense variables.
Portfolio Implementation
After assessing asset allocation parameters through consultancy with our clients, we utilize a "best of breed" approach to implementation over a range of asset classes. Atlantis Financial prides itself on our investment management expertise in the broad equity and fixed income markets. We provide the wealth counseling capability to guarantee oversight and integration of all potential investment opportunities. As part of stream lining this process Atlantis Financial has recognized a range of funds that represent best of breed in each asset sector and geographical region.
The five steps to Intelligent Portfolio Management are:
- 1. Secure All the Facts – Know all parameters of a client’s needs and objectives.
- 2. Conduct a Risk Profile – Perform due diligence and an objective measurement of risk.
- 3. Asset Allocation – Determining the right combination of assets – the most important part of the portfolio construction process is the balancing and continuing analysis of its assets.
- 4. Fine Tune Your Portfolio – Assign funds and fund managers
- 5. Regular Review – Over-sight and review will help sustain a portfolio from generation to generation.
